Philadelphia · A Movement for Homeownership
Stop Paying Off Your Landlord's Mortgage
With the right grants and one advocate in your corner, your keys can cost less upfront than your next security deposit. Last year Philly renters handed landlords over a billion dollars in equity they'll never see again.
Free eligibility check · No credit pull · No obligation · 163 Philly families already home
Rent Builds Their Wealth. Owning Builds Yours.
Rent
Twelve payments a year, zero ownership. Your landlord's loan shrinks, their equity grows, and your rent resets higher every single renewal.
Own
The same money builds equity you keep, a payment that never jumps, and an asset your kids can inherit instead of a receipt you throw away.
Philadelphia rents are up 97% in the last decade — while fixed mortgage payments haven't moved a dollar. Every month you wait, the gap gets more expensive to cross.
The Numbers Are on Your Side
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Of Philadelphia Households Own Their Home — The Highest Rate Of Any Big U.S. City. Your Block Is Already Doing It.
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Renters In Philadelphia Qualify To Buy Right Now And Are Unaware. By Checking To See If You Qualify, You’ll Know Your Options.
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Average Total Cash To Close Once Grants And Assistance Programs Are Stacked — Less Than Most Security Deposits.
They Were Renting Last Year. Now They Own.
"We thought we needed $40,000 to buy. Keys to Philadelphia showed us the grants — we closed with $2,100 out of pocket."
"I'd been renting for 11 years. Thirty-eight days after my first call, I got the keys to my own front door."
"They explained every number instead of rushing me. That's why I trusted them with the biggest purchase of my life."
"We thought we needed $40,000 to buy. Keys to Philadelphia showed us the grants — we closed with $2,100 out of pocket."
"I'd been renting for 11 years. Thirty-eight days after my first call, I got the keys to my own front door."
"They explained every number instead of rushing me. That's why I trusted them with the biggest purchase of my life."
"My credit was a 611. They gave me a 90-day plan, and I qualified on day 74. Nobody else even tried."
"The whole process felt like having a big sister who happens to know mortgages inside out."
"My monthly payment is $180 less than the rent I was paying — and this house is mine."
"My credit was a 611. They gave me a 90-day plan, and I qualified on day 74. Nobody else even tried."
"The whole process felt like having a big sister who happens to know mortgages inside out."
"My monthly payment is $180 less than the rent I was paying — and this house is mine."
10,000 Keys By 2027 — 10,000 Left
At Keys to Philadelphia we count success in one unit: keys handed over.10,000 keys. Delivered. 10,000 doors opened. By the end of 2027.We're 1,733 in — and the family who takes the next one could be yours.
1,733 Keys
Families already handed the deed to a home of their own since we started.
10,000 Doors
Our pledge by the end of 2027 — one neighbor, one closing table at a time.
Step 1 Is You
Every key on this board started with one 60-second qualification check.
The People Handing Out the Keys
Keys to Philadelphia is not a housing program — it's a movement. Our mission is to make homeownership accessible, affordable, and attainable for every Philadelphian, on every block, in every neighborhood.
What We Stand On
Accessibility
Homeownership shouldn't require a network or a nest egg. We open the door to anyone willing to walk through it.
Affordability
Grants, credits, and lender programs stacked so your first home costs less than signing your next lease.
Guidance
One advocate from first question to final signature. No handoffs, no jargon, no guessing what happens next.
Community
Every new owner steadies the block. We're building generational stability, not closing transactions.
Start Your Free Homebuyer Qualification Check
Answer four quick questions to understand your options for buying a home in Philadelphia. It takes about 60 seconds, with no credit pull and no obligation.
Ready to Break Up With Your Landlord?
8,267 keys are still on the board for 2027. The families who get them will be the ones who checked. It costs you a minute and tells you exactly where you stand.
Free to start · No credit pull · No obligation